FDP warns: Sparkasse closings endanger rural financial care!

FDP warns: Sparkasse closings endanger rural financial care!

Gifhorn, Deutschland - The discussion about the closures of savings bank locations is picking up in the Celle journey region. The FDP district parliamentary group has expressed concerns that these decisions in particular will make older people, citizens restricted mobility and those without digital access will make hard. Steffen Lenzen, the social policy spokesman for the parliamentary group, emphasizes that these closures not only affect cash supply, but also endanger essential services such as account extract printer and machine functions.

Charles M. Sievers, his colleague from the economic political faction, demands clear solutions so as not to "leave the citizens in the rain". Among other things, he suggests that bank statements should be sent monthly by post and takes into account the needs of older people with a free senior account. "There is something," says Lenzen and refers to the legally prescribed double role of the savings banks, which must be both economically sustainable and common good.

The role of the savings banks in rural areas

The Sparkasse Celle-Gifhorn-Wolfsburg belongs to a municipal special association in which the district of Celle is involved with 25 %. This increases the feeling of responsibility among the district council members, as they can significantly influence the orientation of the Sparkasse. The concern about the closures of branches in rural areas is reinforced by the decline in customers, which may result from the Sparkasse's strategy.

In similar cases, concepts such as the "Sparkassenbus" deliver promising approaches. These mobile bank branches could serve as an answer to the location closings and offer both cash withdrawal and advice. Mobile bank branches have established themselves as a flexible solution in Germany. t-online reports that mobile branches with financial services with financial services, especially in regions, where Fixed branches can no longer be operated economically.

As in the Reporting of t-online Transitional solution. There were fewer than 20,000 banking branches in Germany in 2023, and the withdrawal of the inpatient offers is primarily concerned with seniors and people with restricted mobility. Mobile branches arrive at defined locations at set dates and offer cash payments, account statements and personal contact with specialists.

The district parliamentary group sees the implementation of such mobile columns a way to eliminate the structural undersupply in rural regions. Any solution that helps to reduce the dependence of the citizens of inpatient branches is a step in the right direction.