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Make more of your maternity pension: This is how you can apply for it in 2025!
Find out everything about the new mother's pension in Bremerhaven, how to apply and what changes will apply until July 2025.
Make more of your maternity pension: This is how you can apply for it in 2025!
What's new in the world of retirement planning? The mother's pension is at the center of current discussions about pensions and old-age security, especially after the planned expansion of the CDU/CSU and SPD. From July 1, 2025, parents can now also have three pension points credited for children born before 1992 instead of the previous 2.5. This means a significant boost for financial security, as this will amount to around 118 euros per child per month. Loud North24 The necessary applications can be submitted immediately.
But how does it all work? After child-rearing periods have been recognized in the statutory pension insurance, parents can benefit from child-rearing periods. Important to know: This is not a separate pension, but rather an improved recognition for children born before 1992. If you would like to find out more about the details, please visit the website German pension insurance placed close to heart.
Application and deadlines
A very important detail: the mother's pension must be actively applied for. Anyone who thinks that the pension information will take care of this by itself is wrong. The application can be easily submitted online using form V0800. It is advisable to submit the application no later than when the youngest child is ten years old. In this way, all child-rearing times are optimally recorded. A look at the advice centers German pension insurance in Bremerhaven for support is also advisable.
What about the requirements? In order to obtain recognition of child-rearing periods for stepchildren, foster children or adopted children, questionnaire V0805 is also required. Parents should make reachable agreements and confirm who was primarily responsible for raising the children. This is usually attributed to mothers, but fathers or other parents also have a claim if they primarily look after the child.
Financial benefits of the mother's pension
It will be particularly exciting for parents who work part-time. The child consideration period, which is taken into account up to the child's tenth birthday, can add value to the lower income, especially for mothers. For example, if you work part-time, this regulation will give you a pension increase of up to an additional 92 euros per month. This can be fully investigated and offers welcome support to many.
An interesting calculation shows that someone who earns 30,000 euros a year part-time and has parental leave legally recognized can receive a fictitious salary of up to 50,493 euros. It pays off! If we think back, if we have several children, the time spent raising children is extended accordingly, which is a good deal for many parents.
Overall, we are facing an important phase for parents' retirement planning. The mother's pension not only offers financial compensation for limited employment, but also strengthens social security. Stay tuned and take advantage of the opportunities that come your way!
For more information, please also visit the website Financial tip to get a comprehensive overview and find out all the details about the mother's pension. It's worth it!