Make more out of your mother's pension: This is how the application succeeds in 2025!

Make more out of your mother's pension: This is how the application succeeds in 2025!

What's new in the world of retirement provision? The mother's pension is the focus of current discussions about pension and old -age protection, especially after the planned expansion of the CDU/CSU and SPD. From July 1, 2025, parents can now also have three pension points credited for children who were born before 1992 instead of the previous 2.5. This means a decent thrust for financial security, because this will make up about 118 euros per child per child. According to nord24 the necessary applications can be submitted from now on.

But how does it work? After recognizing child -rearing periods in statutory pension insurance, parents can benefit from child rearing times. Important to know: This is not an independent pension, but an improved recognition for children born before 1992. If you want to find out more about the details, the website of the German Pension Insurance

application and deadlines

A very important detail: The mother's pension must be actively requested. Anyone who thinks that the pension information does this by itself is wrong. The application can be easily made online using the V0800 form. It is advisable to make the application at the latest if the youngest child is ten years old. In this way, all child -rearing times are optimally recorded. A look at the advice centers of the German Pension Insurance In Bremerhaven is also supported advisable.

What about the requirements? In order to obtain the recognition of child-rearing times for steps, care or adoptive children, the questionnaire V0805 is also necessary. Parents should make accessible agreements and confirm who was mainly responsible for raising children. As a rule, this is attributed to the mothers, but fathers or other educators are also entitled if they mostly look after the child.

Financial advantages of the mother's pension

It becomes particularly exciting for parents who work part -time. The children's consideration, which is counted until the tenth birthday of the child, can upgrade the lower income, especially for mothers. For example, if you work part -time, this regulation receives a pension increase of up to 92 euros per month. This can be examined comprehensively and offers many welcome support.

An interesting calculation shows that someone who earns 30,000 euros annually and receives the educational times can receive a fictional content of up to 50,493 euros. That pays off! If we remember back, in several children, the child -rearing period is extended accordingly, which is good business for many parents.

Overall, we are faced with a significant phase for the pension of parents. The mother's pension not only offers financial compensation for limited employment, but also strengthens social security. Stay tuned and take advantage of the opportunities that are available to you!

For more information, also visit the page of Finanztip to get a comprehensive overview and to find out all the details of the mother's pension. It's worth it!