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Klarna is revolutionizing payment transactions with its own cryptocurrency KlarnaUSD!
Klarna announces the stablecoin KlarnaUSD for 2026. A digital currency to reduce transaction costs for consumers and merchants.
Klarna is revolutionizing payment transactions with its own cryptocurrency KlarnaUSD!
In a surprising turn of events, Swedish payment service provider Klarna today announced the launch of its own cryptocurrency, KlarnaUSD. This new currency is classified as a stablecoin because its value is pegged to traditional assets such as currencies or government bonds. With the stablecoin, Klarna says it is using the technology to significantly reduce transaction costs for consumers and merchants, especially for cross-border payments. According to n-tv, the company plans to launch the stablecoin in 2026 after it is currently being tested on decentralized blockchain technology.
Klarna has been listed on the New York Stock Exchange since September and has established itself as a pioneer in online payment transactions. With over 100 million consumers and around 720,000 merchants using the payment service, Klarna is firmly anchored in the business. CEO Sebastian Siemiatkowski, a former critic of cryptocurrencies himself, notes that the new digital payment methods are fast, inexpensive, secure and scalable. Analyst Timo Emden from Emden Research sees Klarna's entry into the crypto world as an important signal for the future of digital payments.
A look at the details of KlarnaUSD
KlarnaUSD is being developed on the “Open Issuance by Bridge” infrastructure platform, which is intended to provide an important basis for the use of the stablecoin. Klarna highlights that the increasing use of stablecoins in the financial world cannot be overlooked; McKinsey estimates that annual transactions involving these digital currencies could be over $27 trillion. Additionally, cross-border payments generate an estimated $120 billion in transaction fees annually, underscoring the relevance of KlarnaUSD.
An interesting partnership comes about through Klarna's collaboration with Stripe, which already exists in 26 markets. This not only deepens the relationship, but also shows Klarna's commitment to further expanding its crypto initiatives. According to Yahoo Finance, further partners and details on future crypto projects will be announced in the coming weeks.
Klarna's project is more than just another step into the crypto world; it could actually revolutionize payments. For consumers and merchants looking for cost-effective and efficient payment methods, KlarnaUSD could be a real ray of hope.