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Millions in damage caused by hail: East Frisia is struggling to rebuild!
Severe hail damage in Emden: Millions in losses due to storms on July 2, 2025. Insurers and those affected react.
Millions in damage caused by hail: East Frisia is struggling to rebuild!
On July 2, 2025, a violent storm left its mark in East Frisia and caused massive damage. The city of Emden and the municipalities of Hinte and Südbrookmerland were particularly affected. Loud NWZonline To date, 650 building damages have been recorded.
The current reports indicate that the damage amounted to approximately 900,000 euros, with a total loss estimated at one million euros. The largest individual damage was 14,000 euros. The damage assessment is taking a long time because many homeowners were on vacation at the time of the storm, which delayed the recording of the damage.
Hail and vehicle damage
In connection with the storm, VGH insurance registered around 600 vehicle damages, which cost around 1.5 million euros. These numbers should alarm all vehicle owners: the damage not only affects the body, but can also significantly affect modern vehicle electrical systems.
Interestingly, such weather events are not classified as exceptional by insurers. In East Frisia, storm and fire damage are at the top of the damage statistics, while hail damage appears to be of secondary importance. According to the annual report of the East Frisian fire insurance companies, weather events are becoming more frequent and more intense, which indicates that many buildings are unfortunately not adequately protected against natural hazards.
A worrying result
The general trends in the insurance industry confirm a worrying picture. In 2023, damage from hail, storms and heavy rain totaled 5.7 billion euros, an increase of 1.7 billion compared to 2022. These alarm bells ring particularly loudly when one considers that the major losses were primarily recorded in federal states such as Bavaria and Hesse, where the amounts were over 2 billion euros and almost 890 million euros, according to reports daily news.
In addition, it refers GDV to a total of 4.9 billion euros in insured damage from weather extremes this year. This balance sheet shows that property insurance accounts for 3.6 billion euros, with 2.7 billion euros being caused by storms and hail. Motor insurers also recorded an increase in claims this year, with around 465,000 cases nationwide.
Prevention and future outlook
There is already discussion in politics about compulsory insurance for natural hazards. The general manager of the GDV, Jörg Asmussen, demands that compulsory insurance cannot remain the case; Rather, adaptations to climate change must also be made in building regulations. After all, it is already known that the insurance density in Germany is 54 percent for residential buildings, and this value had to increase in order to do justice to the increasing risks.
Given the current weather situation and the associated damage, it is high time to think about sensible preventive measures. Finally, the insurance industry has developed its own concept that relies on climate impact adaptation and private insurance offerings for homeowners in order to better cushion future disasters.