Every fourth gets a pension under 1,300 euros - the shocking numbers!

Every fourth gets a pension under 1,300 euros - the shocking numbers!

Hamburg, Deutschland - Demographic change in Germany also has a significant impact on the pension situation. According to current figures, more than 25% of pensioners aged 45 and over in Germany receive less than 1,300 euros a month. This shows an analysis that indicates the precarious financial situation of many retirees. According to Noz offers the average pension for over 5.5 million pensioners with at least 45 years of insurance Pension structure: It is 1,668 euros.

Particularly noteworthy regional differences can be determined. In West Germany, pensioners can expect an average of 1,729 euros, while their colleagues in East Germany only receive around 1,527 euros. Hamburg is particularly striking, which leads the top with an average pension of 1,787 euros, while Thuringia records the lowest pension at 1,491 euros.

regional differences first explain

A closer look at the numbers of Schleswig-Holstein shows that pensioners receive an average of 1,704 euros here, which is positively stands out from the national average. In Lower Saxony, on the other hand, the situation is more complicated: Here, the average pension for men in the west is 1,783 euros, while women have a direct comparison with 1,417 euros in Lower Saxony and 1,447 euros in Bremen. The nationwide average values are also revealing: men come to 1,778 euros, women at 1,449 euros.

The left-wing MP Dietmar Bartsch has already sharply criticized pension policy and calls for a fundamental change of course. He not only sees a challenge in the numbers, but also a responsibility that the entire employment population pays into the pension fund. The federal government reacts to such statements and points out that the pension heights do not represent the entire financial situation of those affected. Small pensions could also occur with 45 years of insurance, ask for more and free times such as non -contributory times, such as times of training or unemployment.

gradually alignment in sight

Another important aspect is the alignment of the pension values between East and West Germany. As part of an equivalent timetable, which was published by German Renticherung , different computing variables are to be adjusted slowly by 2025. Since July 1, 2023, the adjustment of the current pension value, which provides for an annual increase of at least 0.7 percentage points for the east, has been running the value in the West.

This change is the ongoing process of economic alignment between Eastern and West Germany and goes hand in hand with hopefully stable wage development in the east. The alignment of pension law was also a central topic in the negotiations of the past thirty years, which are characterized by the unification contract and the pension transfer law. From 2025 a uniform pension law should apply to all federal states, progress that is longed for over three decades by both pensioners and politics.

Probably knowing that these various measures should have a positive effect on the structure of old -age poverty in the long term, it remains to be seen whether the targeted stabilization of the pension level shows 48% under the direction of Federal Social Minister Bärbel Bas the hoped -for success. Despite all the efforts, old age in Germany continue to divide what needs to be optimized in the coming years in order to create a more fairer and more stable pension system for all generations. A constant monitoring process is indispensable here.